Privacy Policy
SMS Privacy Policy
Application Specialist, LLC and its affiliates (“We” or “Us”) are offering a mobile messaging program (the “Program”). This SMS Privacy Policy applies to the Program. By opting in to or participating in any of our Programs, you consent to this SMS Privacy Policy.
We respect your privacy. No mobile opt-in information will be shared with third parties or affiliates for marketing or promotional purposes. We will use information you provide Us, which includes your phone number and any other personal information you provide (such as name, email, address, etc.) to transmit your mobile messages and respond to you. This includes, but is not limited to, sharing your information with platform providers, phone companies, and other vendors who assist Us in the preparation and delivery of mobile messages. Nonetheless, We reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect Our rights or property.
When you complete forms online or otherwise provide Us information in connection with the Program, you agree to provide accurate, complete, and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If, in Our sole discretion, We believe that any such information is untrue, inaccurate, or incomplete, or you have opted into the Program for an ulterior purpose, We may refuse you access to the Program and pursue any appropriate legal remedies. This Privacy Policy is strictly limited to the Program and has no effect on any other privacy policy(ies) that may govern the relationship between you and Us in other contexts.
Information Required on Applications
1. Types of Sensitive Information Collected
Collection of Sensitive Personal Information
In order to process background checks, verify identities, and deliver our licensing and application services, we may collect sensitive personal information, including:
Government-issued identifiers (Social Security Numbers, Driver’s License numbers, FEIN numbers).
Financial and credit information (credit histories, payment details, and consumer report data).
Criminal background records, FBI, FDLE and public records history.
2. How Sensitive Data is Used & FCRA Compliance
Use of Sensitive Information & FCRA Compliance
We use sensitive personal information strictly for legitimate business purposes, including identity verification, background screening, license processing, and assisting with official regulatory applications. When obtaining consumer reports (such as credit reports or criminal background records), we strictly adhere to the Fair Credit Reporting Act (FCRA) and applicable state laws, obtaining your explicit written consent prior to pulling or receiving any consumer reports.
3. Strict Data Protection & Non-Sale Pledge
Protection & Disclosure of Sensitive Data
We never sell, rent, or lease your Social Security numbers, financial reports, or background screening data to third parties for marketing or commercial purposes. We only share sensitive information with:
Authorized consumer reporting agencies (CRAs) or background screening vendors required to generate your reports.
Government, regulatory, or licensing bodies as required to complete your applications or as required by law.
Authorized service providers under strict contractual obligations to maintain maximum confidentiality and security.
4. Data Security & Storage Safeguards
Data Security & Encryption
We implement administrative, technical, and physical safeguards designed to protect sensitive personal information against unauthorized access, disclosure, or destruction. This includes the use of industry-standard encryption protocols (SSL/TLS) for data in transit and restricted, role-based access to stored personal data.
5. Data Retention & Shredding / Disposal
Data Retention & Disposal
We retain sensitive personal information only for as long as necessary to fulfill the purposes outlined in this policy or to comply with statutory and regulatory record-keeping requirements. Once retention periods expire, sensitive records (including SSNs and credit reports) are securely shredded or permanently wiped using industry-accepted electronic media sanitization standards.